Step 3 of 4 · Check the returnsTools

Dubai property returns calculator

Every cost a Dubai buyer actually pays, rent after vacancy and running costs, financing and exit. Results depend entirely on your inputs. Not a valuation or a forecast.

Property

Status

Purchase price

AED

Size

sqft

Optional. Shows price per sq ft.

Area (optional)

Shows registered DLD medians as a hint. Nothing is filled in for you.

Purchase costs

DLD transfer fee

DLD, verified 3 Oct 2026.

DLD title deed and admin fees

AED

Working assumption from the DLD schedule: AED 250 title deed + AED 250 map + AED 20. Some trustee offices quote AED 580 instead. Change this if the receipt differs.

Trustee office fee incl. VAT

AED

Auto: AED 4,200 at AED 500k or more, else AED 2,100 (DLD). Override if quoted.

Pay 2% + VAT agency commission

Switch off when buying off-plan directly from the developer.

Agency commission

Other costs (NOC, conveyancing…)

AED

Income

Annual rent

AED

Use a new lease only if the unit is vacant. A tenanted unit keeps its current rent; renewals can only rise within the RERA index.

Vacancy Assumption – change it

months/yr

Annual rent change Assumption – change it

The citywide median of new flat leases went from AED 72,000 in January 2026 to AED 75,000 in September (+4.2%, Dubai Land Department Ejari). That is a mix of many units, not one building. Negative values allowed.

Running costs

Service charge

AED/yr

Ask for the building's DLD Mollak figure. Some towers also bill district cooling on top, including when the unit is empty. Leave this blank and, if you entered a size, the results use AED 15 per sq ft per year, the midpoint of a typical AED 10–25 band.

Property management Assumption – change it

% of rent

0 if you manage it yourself.

Maintenance and insurance Assumption – change it

AED/yr

Default 0.5% of price if left empty.

Annual cost inflation Assumption – change it

Financing

Use a mortgage

These loan figures are estimates. Check the amount, the rate and the fees with a mortgage broker.

Exit

Hold period

years

Annual price change Assumption – change it

This example assumes the price stays flat (0%), a cautious case. For context, not as a forecast plugged into the model: ready-flat prices went from a median of AED 1,425 per sq ft in January 2026 to AED 1,373 in September, 3.6% below January on Dubai Land Department records. That January-to-September dip is the entry context, not the default and not a full-year rate. Negative values are allowed.

Selling costs

% of price

Agency commission for selling later (2% + VAT is 2.1%). The buyer's agency, switched on or off above, is a different transaction: that fee is for buying now, and this one is for selling later. They are not the same fee counted twice. The developer NOC is the next field, not part of this commission. Add a bank early-settlement fee if you will sell with a mortgage, and the developer's assignment fee if you will sell off-plan before handover.

Developer NOC on sale

AED

A developer fee on the sale, not agency commission. Working assumption: AED 2,000, inside a common AED 500–5,000 range. Use the developer's quote.

Example

Enter a price and an annual rent

The net yield and the result over your hold period appear as soon as both are filled in. Or load a worked example. The detailed breakdown is a PDF we email after you leave your name, email and mobile. The example uses illustrative inputs, not a real listing.

Dubai property returns calculator

Enter a price and an annual rent

Email the detailed report

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